Personal spending month to month is currently down 13.1%. Larry Shover, Chief Investment Officer at D. Alexander Capital, is watching personal spending as it might soon increase as vaccines become more widespread and places begin to reopen. He also talks about commodities such as Crude Oil (/CL), Copper (/HG), and Gold (/GC). Finally, he analyzes trends in Gold (/GC) futures while discussing similarities to Bitcoin (/BTC). He is also keeping a close eye on the rates market as that will dictate future events relating to inflation and commodities.